/* www.ngenmarkets.com: the NGEN Research hub. Loaded AFTER signal.css (the shared Signal language); everything
   here is hub-only: brand, login menu, product cards, logo wall, pricing, about, prose pages, footer columns. */

/* ---------- brand ---------- */
.brand-ngen {
    display: block; width: 176px; height: 32px; background: linear-gradient(90deg, var(--navy) 0%, var(--blue) 70%, #0a7aa6 100%);
    -webkit-mask: url(../images/brand/ngen-research.png) left center / contain no-repeat; mask: url(../images/brand/ngen-research.png) left center / contain no-repeat;
}
.ftr .brand-ngen { width: 200px; height: 37px; background: #fff; }
.hdr-nav a[aria-current="page"] { color: var(--blue); background: var(--ice2); }

/* ---------- log in menu (three products) ---------- */
.lgn { position: relative; }
.lgn-menu {
    position: absolute; right: 0; top: calc(100% + 10px); width: 330px; z-index: 70; padding: 8px; border-radius: 18px; background: #fff;
    border: 1px solid rgba(0, 97, 135, .12); box-shadow: 0 30px 70px -30px rgba(0, 26, 39, .45), 0 10px 24px -16px rgba(0, 97, 135, .25);
    opacity: 0; visibility: hidden; transform: translateY(-6px); transition: opacity .2s var(--ease), transform .2s var(--ease), visibility .2s;
}
.lgn.open .lgn-menu { opacity: 1; visibility: visible; transform: none; }
.lgn-h { padding: 10px 12px 6px; font-size: 11px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--muted); }
.lgn-menu a { display: grid; grid-template-columns: 40px 1fr auto; align-items: center; gap: 12px; padding: 10px 12px; border-radius: 12px; text-decoration: none; color: var(--ink); }
.lgn-menu a:hover, .lgn-menu a:focus-visible { background: var(--ice); }
.lgn-menu b { display: block; font-size: 14.5px; font-weight: 600; letter-spacing: -.01em; }
.lgn-menu small { display: block; font-size: 12.5px; color: var(--muted); margin-top: 1px; }
.lgn-menu .arw { color: var(--blue); font-size: 15px; opacity: .55; transition: opacity .2s, transform .2s var(--ease); }
.lgn-menu a:hover .arw { opacity: 1; transform: translateX(2px); }
.mk { width: 40px; height: 40px; border-radius: 11px; display: grid; place-items: center; font-weight: 800; font-size: 12px; letter-spacing: .02em; color: #fff; }
.mk-in { background: linear-gradient(135deg, #0a7aa6, var(--navy)); }
.mk-uk { background: linear-gradient(135deg, #1a2332, #0b3a50); }
.mk-eq { background: linear-gradient(135deg, #0a7aa6, #006187); }
.mk img { width: 24px; height: 24px; filter: brightness(0) invert(1); }

/* phone: the menu becomes a sheet above the bottom bar */
.lgn-scrim { display: none; }
@media (max-width: 760px) {
    .hdr .lgn { display: none; }
    .lgn-sheet .lgn-menu { position: fixed; left: 12px; right: 12px; top: auto; bottom: calc(76px + env(safe-area-inset-bottom)); width: auto; transform: translateY(12px); }
    .lgn-sheet.open .lgn-scrim { display: block; position: fixed; inset: 0; z-index: 65; background: rgba(0, 26, 39, .28); }
}

/* ---------- hero (hub) ---------- */
.hero-hub .hero-in { grid-template-columns: minmax(0, .92fr) minmax(0, 1.08fr); }
.hero-hub h1 { font-size: clamp(44px, 5.2vw, 78px); }
.hero-stack { position: relative; padding: 18px 0 64px 0; }
.hero-stack .frame { transform: perspective(1600px) rotateY(-6deg) rotateX(2deg); transform-origin: 30% 50%; transition: transform .8s var(--ease); }
.hero-stack:hover .frame { transform: perspective(1600px) rotateY(-3deg) rotateX(1deg); }
.hero-stack .frame-in { aspect-ratio: 2199/1294; }
.hero-stack .shot { height: 100%; background-size: cover; background-position: 0 0; }
.s-hero { background-image: url(../images/home/r1.webp); }
.mini {
    position: absolute; display: flex; align-items: center; gap: 12px; padding: 12px 16px 12px 12px; border-radius: 16px; background: rgba(255, 255, 255, .94);
    border: 1px solid rgba(0, 97, 135, .12); box-shadow: 0 24px 50px -26px rgba(0, 43, 62, .45); backdrop-filter: blur(8px); -webkit-backdrop-filter: blur(8px);
    text-decoration: none; color: var(--ink); animation: bob 7s ease-in-out infinite; transition: box-shadow .25s, border-color .25s;
}
.mini:hover { border-color: rgba(0, 161, 152, .5); box-shadow: 0 28px 56px -24px rgba(0, 43, 62, .5); }
.mini b { display: block; font-size: 14px; font-weight: 700; letter-spacing: -.01em; }
.mini small { display: block; font-size: 12px; color: var(--muted); }
.mini-uk { left: -34px; bottom: 6px; }
.mini-eq { right: -10px; bottom: 34px; animation-delay: -3.5s; }
.mini-in { left: 20px; top: -6px; animation-delay: -1.7s; padding: 8px 14px 8px 10px; }
.mini-in .pip { margin-right: 2px; }
.mini-in span { font-size: 12.5px; font-weight: 600; color: var(--ink2); }
@keyframes bob { 0%, 100% { transform: translateY(0); } 50% { transform: translateY(-8px); } }

/* ---------- proof band (numbers) ---------- */
.band { position: relative; z-index: 3; margin-top: -1px; padding: 44px 0 0; background: #fff; }
.nums { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 0; border: 1px solid var(--line); border-radius: 22px; background: linear-gradient(180deg, #fff, #f8fbfd); box-shadow: var(--shadow); }
.nums li { padding: 26px 28px; display: grid; gap: 4px; position: relative; }
.nums li + li::before { content: ""; position: absolute; left: 0; top: 22px; bottom: 22px; width: 1px; background: var(--line); }
.nums b { font-size: clamp(30px, 3vw, 42px); font-weight: 700; letter-spacing: -.04em; line-height: 1; color: var(--ink); }
.nums b em { font-style: normal; color: var(--teal); }
.nums span { font-size: 14px; color: var(--body); font-weight: 500; line-height: 1.4; }

/* ---------- client logos ---------- */
.logos-h { margin-top: 56px; text-align: center; font-size: 13px; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; color: var(--muted); }
.logos { list-style: none; margin: 22px 0 0; padding: 0; display: grid; grid-template-columns: repeat(6, minmax(0, 1fr)); gap: 14px; }
.logos li { height: 84px; border-radius: 14px; background: #fff; border: 1px solid var(--line2); display: grid; place-items: center; padding: 14px 18px; transition: border-color .25s, box-shadow .25s, transform .25s var(--ease); }
.logos li:hover { border-color: var(--line); box-shadow: var(--shadow); transform: translateY(-2px); }
.logos img { max-width: 100%; max-height: 50px; width: auto; height: auto; object-fit: contain; }
.logos-groups { display: grid; grid-template-columns: minmax(0, 1fr); gap: 30px; margin-top: 40px; }
.logos-groups h3 { font-size: 13px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--blue); margin-bottom: 12px; }
.logos-groups .logos { margin-top: 0; }

/* ---------- products ---------- */
.sec-products { background: linear-gradient(180deg, #fff 0%, var(--ice) 100%); }
.prods { margin-top: 56px; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 22px; }
.pcard { position: relative; display: flex; flex-direction: column; border-radius: 24px; background: #fff; border: 1px solid rgba(0, 97, 135, .11); box-shadow: var(--shadow); overflow: hidden; }
.pcard-in { padding: 30px 30px 26px; display: flex; flex-direction: column; flex: 1; }
.pcard-top { display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.pcard-logo { height: 34px; width: auto; }
.pcard-logo-in { width: 190px; height: 37px; background: linear-gradient(90deg, var(--navy), var(--blue)); -webkit-mask: url(../images/home/logo_white.png) left center / contain no-repeat; mask: url(../images/home/logo_white.png) left center / contain no-repeat; }
.flag { display: inline-flex; align-items: center; gap: 7px; font-size: 11px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--blue); background: var(--ice2); border: 1px solid rgba(0, 97, 135, .12); padding: 5px 11px; border-radius: 999px; white-space: nowrap; }
.flag.teal { color: #00766f; background: #e0f5f3; border-color: rgba(0, 161, 152, .25); }
.pcard h3 { margin-top: 22px; font-size: clamp(22px, 2vw, 28px); line-height: 1.15; letter-spacing: -.03em; color: var(--ink); }
.pcard p.lead { margin-top: 10px; font-size: 15.5px; color: var(--body); line-height: 1.55; max-width: 34em; }
.pcard .ticks { margin-top: 22px; gap: 12px; }
.pcard .ticks li { padding-left: 34px; }
.pcard .ticks li::before { width: 22px; height: 22px; top: 0; border-radius: 7px; background-size: 14px; }
.pcard .ticks b { font-size: 15px; }
.pcard .ticks span { font-size: 14px; }
.pcard-cta { margin-top: auto; padding-top: 26px; display: flex; flex-wrap: wrap; gap: 10px; align-items: center; }
.pcard-price { margin-top: 20px; display: flex; align-items: baseline; flex-wrap: wrap; gap: 4px 10px; }
.pcard-price s { color: var(--muted); font-size: 15px; }
.pcard-price b { font-size: 26px; letter-spacing: -.03em; color: var(--ink); }
.pcard-price span { font-size: 13.5px; color: var(--body); font-weight: 500; }
.pcard-shot { margin: 0 30px; border-radius: 14px 14px 0 0; overflow: hidden; border: 1px solid var(--line); border-bottom: 0; box-shadow: 0 -12px 34px -26px rgba(0, 43, 62, .55); aspect-ratio: 16 / 7.4; background: #fff no-repeat 0 0 / cover; }
.pcard-in-wide { grid-column: 1 / -1; display: grid; grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr); }
.pcard-in-wide .pcard-in { padding: 38px 38px 34px; }
.pcard-in-wide .pcard-vis { position: relative; padding: 46px 0 0 0; display: flex; }
.pcard-in-wide .pcard-vis .frame { width: 100%; height: 100%; margin-right: -2px; border-radius: 18px 0 0 0; border-right: 0; border-bottom: 0; }
.pcard-in-wide .pcard-vis .frame-in { height: 100%; min-height: 360px; border-radius: 12px 0 0 0; }
.pcard-in-wide .pcard-vis .shot { height: 100%; background-repeat: no-repeat; background-position: 0 0; background-size: cover; }
.s-in { background-image: url(../images/home/b5.webp); }
.s-eq { background-image: url(../images/eq/screener.webp); }
.s-uk { position: relative; background: linear-gradient(180deg, #f7fbfd, #edf5f9); }
.pills { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 22px; }
.pills li { list-style: none; font-size: 13px; font-weight: 600; color: var(--ink2); background: var(--ice); border: 1px solid var(--line2); padding: 6px 12px; border-radius: 999px; }
.pills { padding: 0; }
.uk-vis { position: absolute; inset: 0; display: grid; grid-template-columns: repeat(5, 1fr); gap: 6px; padding: 22px 22px 0; align-content: start; }
.uk-vis i { height: 22px; border-radius: 6px; }

/* ---------- India inside: four tiles ---------- */
.tiles { margin-top: 56px; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 18px; }
.tile { display: flex; flex-direction: column; border-radius: 20px; background: #fff; border: 1px solid rgba(0, 97, 135, .1); box-shadow: var(--shadow); overflow: hidden; text-decoration: none; color: inherit; transition: transform .3s var(--ease), box-shadow .3s; }
.tile:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); }
.tile-copy { padding: 22px 22px 18px; }
.tile .kicker { font-size: 11px; }
.tile h3 { margin-top: 8px; font-size: 18px; line-height: 1.25; letter-spacing: -.02em; color: var(--ink); }
.tile p { margin-top: 6px; font-size: 14px; color: var(--body); line-height: 1.5; }
.tile-shot { margin-top: auto; aspect-ratio: 4 / 3; border-top: 1px solid var(--line2); background: #fff no-repeat 0 0 / cover; }
.t-r1 { background-image: url(../images/home/r1.webp); background-size: 190% auto; }
.t-a5 { background-image: url(../images/home/a5.webp); background-size: 150% auto; }
.t-c2 { background-image: url(../images/home/c2.webp); background-size: 170% auto; }
.t-b2 { background-image: url(../images/home/b2.webp); background-size: 160% auto; }
.more-row { margin-top: 30px; text-align: center; }

/* ---------- pricing teaser ---------- */
.teaser { display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 30px; align-items: center; padding: 36px 40px; border-radius: 24px; background: radial-gradient(ellipse 60% 120% at 100% 0%, rgba(51, 214, 201, .16), transparent 70%), linear-gradient(135deg, var(--navy2), #013a52); color: #fff; box-shadow: var(--shadow-lg); }
.teaser h2 { color: #fff; font-size: clamp(26px, 2.6vw, 36px); margin-top: 8px; }
.teaser .kicker { color: var(--teal-b); }
.teaser p { margin-top: 10px; color: rgba(255, 255, 255, .78); font-size: 16px; max-width: 40em; }
.teaser .btn-quiet { background: #fff; }
.offer-tag { display: inline-flex; align-items: center; gap: 8px; font-size: 12px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: #5a3300; background: #ffe7c7; padding: 5px 12px; border-radius: 999px; }

/* ---------- page head (inner pages) ---------- */
.phead { position: relative; overflow: hidden; isolation: isolate; padding: 84px 0 64px; background: linear-gradient(180deg, #ffffff 0%, #f4f9fb 100%); }
.phead .streams { z-index: 0; }
.phead .wrap { position: relative; z-index: 1; }
.phead h1 { font-size: clamp(40px, 4.6vw, 66px); margin-top: 22px; }
.phead .lede { margin-top: 18px; max-width: 38em; }
.phead.center { text-align: center; }
.phead.center .lede { margin-left: auto; margin-right: auto; }
.phead .proof-line { margin-top: 22px; display: flex; flex-wrap: wrap; gap: 8px 22px; justify-content: center; font-size: 14px; font-weight: 600; color: var(--ink2); }
.phead .proof-line span::before { content: ""; display: inline-block; width: 7px; height: 7px; border-radius: 50%; background: var(--teal); margin-right: 9px; vertical-align: 2px; }

/* ---------- pricing ---------- */
.plans { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 22px; align-items: stretch; }
.plan { position: relative; display: flex; flex-direction: column; padding: 30px 28px 28px; border-radius: 24px; background: #fff; border: 1px solid rgba(0, 97, 135, .12); box-shadow: var(--shadow); }
.plan.hl { border-color: rgba(0, 161, 152, .45); box-shadow: 0 0 0 1px rgba(0, 161, 152, .25), var(--shadow-lg); }
.plan-ribbon { position: absolute; top: -13px; left: 28px; display: inline-flex; align-items: center; gap: 7px; font-size: 11.5px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: #fff; background: linear-gradient(135deg, var(--teal), #0a8fa3); padding: 6px 12px; border-radius: 999px; box-shadow: 0 8px 18px -8px rgba(0, 161, 152, .7); }
.plan-name { font-size: 13px; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; color: var(--muted); }
.plan-name b { color: var(--blue); }
.plan-for { margin-top: 10px; font-size: 15px; color: var(--body); min-height: 3.1em; }
.plan-price { margin-top: 18px; display: flex; align-items: baseline; gap: 8px; flex-wrap: wrap; }
.plan-price b { font-size: 40px; font-weight: 700; letter-spacing: -.045em; color: var(--ink); line-height: 1; }
.plan-price span { font-size: 14px; font-weight: 600; color: var(--body); }
.plan-offer { margin-top: 12px; padding: 10px 12px; border-radius: 12px; background: #e9f8f5; border: 1px solid rgba(0, 161, 152, .22); font-size: 13.5px; color: #0b5e57; font-weight: 600; line-height: 1.45; }
.plan-offer em { display: block; font-style: normal; font-weight: 500; color: #33706a; margin-top: 2px; }
.plan-offer.none { background: var(--ice); border-color: var(--line2); color: var(--muted); font-weight: 500; }
.plan-ent { margin-top: 12px; font-size: 13.5px; color: var(--body); }
.plan-ent b { color: var(--ink); }
.plan .btn { margin-top: 22px; width: 100%; }
.plan-feat { list-style: none; padding: 0; margin: 24px 0 0; display: grid; gap: 11px; border-top: 1px solid var(--line2); padding-top: 22px; }
.plan-feat li { position: relative; padding-left: 28px; font-size: 14.5px; line-height: 1.45; color: var(--ink2); }
.plan-feat li::before { content: ""; position: absolute; left: 0; top: 1px; width: 19px; height: 19px; border-radius: 6px; background: #e0f5f3 url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 10.5l3.2 3L15 7' fill='none' stroke='%2300a198' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center / 13px no-repeat; }
.plan-feat li.lead { padding-left: 0; font-weight: 700; color: var(--ink); }
.plan-feat li.lead::before { display: none; }
.plan-note { margin-top: 22px; text-align: center; font-size: 13.5px; color: var(--muted); }
.strip { margin-top: 26px; display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 20px; align-items: center; padding: 24px 28px; border-radius: 20px; background: var(--ice); border: 1px solid var(--line2); }
.strip h3 { font-size: 19px; letter-spacing: -.02em; }
.strip p { margin-top: 4px; font-size: 14.5px; color: var(--body); }
.strip .btns { display: flex; gap: 10px; flex-wrap: wrap; }
.also { display: grid; grid-template-columns: minmax(0, 1.25fr) minmax(0, .75fr); gap: 22px; margin-top: 44px; }
.also .pcard-in { padding: 30px; }
.faq { max-width: 860px; margin: 44px auto 0; display: grid; gap: 12px; }
.faq details { border-radius: 16px; background: #fff; border: 1px solid var(--line); box-shadow: 0 10px 26px -24px rgba(0, 43, 62, .5); }
.faq summary { list-style: none; cursor: pointer; padding: 18px 54px 18px 22px; font-weight: 600; font-size: 16px; color: var(--ink); position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: ""; position: absolute; right: 22px; top: 50%; width: 10px; height: 10px; border-right: 2px solid var(--blue); border-bottom: 2px solid var(--blue); transform: translateY(-70%) rotate(45deg); transition: transform .25s var(--ease); }
.faq details[open] summary::after { transform: translateY(-30%) rotate(-135deg); }
.faq .a { padding: 0 22px 20px; font-size: 15px; color: var(--body); line-height: 1.6; }
.faq .a p + p { margin-top: 10px; }

/* ---------- about ---------- */
.story { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 64px; align-items: start; }
.story p { font-size: 17px; color: var(--body); line-height: 1.7; }
.story p + p { margin-top: 16px; }
.tl { list-style: none; margin: 56px 0 0; padding: 0; position: relative; display: grid; gap: 0; }
.tl::before { content: ""; position: absolute; left: 112px; top: 6px; bottom: 6px; width: 2px; background: linear-gradient(180deg, var(--teal), var(--blue) 60%, rgba(0, 97, 135, .15)); border-radius: 2px; }
.tl li { display: grid; grid-template-columns: 112px minmax(0, 1fr); gap: 28px; padding: 12px 0; position: relative; }
.tl li::after { content: ""; position: absolute; left: 107px; top: 19px; width: 12px; height: 12px; border-radius: 50%; background: #fff; border: 2.5px solid var(--teal); }
.tl time { font-size: 13.5px; font-weight: 700; letter-spacing: .02em; color: var(--blue); text-align: right; padding-right: 6px; padding-top: 2px; }
.tl b { display: block; font-size: 16.5px; font-weight: 600; color: var(--ink); letter-spacing: -.01em; }
.tl span { display: block; font-size: 14.5px; color: var(--body); margin-top: 2px; }
.tl li.yr { padding-top: 26px; }
.people { list-style: none; margin: 40px 0 0; padding: 0; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 16px; }
.people li { padding: 22px 22px 20px; border-radius: 18px; background: #fff; border: 1px solid var(--line); box-shadow: 0 10px 26px -22px rgba(0, 43, 62, .45); display: grid; gap: 4px; position: relative; overflow: hidden; }
.people li::before { content: ""; position: absolute; left: 0; top: 0; bottom: 0; width: 3px; background: linear-gradient(180deg, var(--teal), var(--blue)); opacity: .0; transition: opacity .25s; }
.people li:hover::before { opacity: 1; }
.people b { font-size: 19px; letter-spacing: -.02em; color: var(--ink); }
.people span { font-size: 13.5px; color: var(--body); font-weight: 500; }
.people.lead-row { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.people.lead-row li { padding: 28px 28px 26px; }
.people.lead-row b { font-size: 24px; }
.people.lead-row p { margin-top: 10px; font-size: 15px; color: var(--body); line-height: 1.6; }
.offices { list-style: none; margin: 40px 0 0; padding: 0; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 18px; }
.offices li { padding: 26px; border-radius: 20px; background: #fff; border: 1px solid var(--line); box-shadow: var(--shadow); }
.offices h3 { font-size: 20px; letter-spacing: -.02em; display: flex; align-items: center; gap: 10px; }
.offices h3 small { font-size: 11px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--teal); }
.offices address { margin-top: 12px; font-style: normal; font-size: 15px; line-height: 1.6; color: var(--body); }
.press { list-style: none; margin: 36px 0 0; padding: 0; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; }
.press a { display: grid; gap: 8px; height: 100%; padding: 22px; border-radius: 18px; background: #fff; border: 1px solid var(--line); text-decoration: none; color: inherit; transition: transform .25s var(--ease), box-shadow .25s; }
.press a:hover { transform: translateY(-2px); box-shadow: var(--shadow); }
.press small { font-size: 12px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--teal); }
.press b { font-size: 16px; line-height: 1.35; color: var(--ink); font-weight: 600; }
.press span { font-size: 13px; color: var(--muted); }

/* ---------- prose pages (FundScore, Learn, legal) ---------- */
.prose { max-width: 820px; margin: 0 auto; font-size: 17px; line-height: 1.75; color: var(--body); }
.prose h2 { font-size: clamp(26px, 2.6vw, 34px); margin: 56px 0 0; }
.prose h2:first-child { margin-top: 0; }
.prose h3 { font-size: 19px; margin: 32px 0 0; color: var(--ink); letter-spacing: -.01em; }
.prose p { margin-top: 14px; }
.prose ul, .prose ol { margin: 14px 0 0; padding-left: 22px; }
.prose li { margin-top: 6px; }
.prose li::marker { color: var(--teal); }
.prose strong, .prose b { color: var(--ink); font-weight: 600; }
.prose .note { margin-top: 22px; padding: 16px 18px; border-radius: 14px; background: var(--ice); border: 1px solid var(--line2); font-size: 15px; }
.prose table { width: 100%; border-collapse: collapse; margin-top: 18px; font-size: 15px; }
.prose th, .prose td { text-align: left; padding: 11px 12px; border-bottom: 1px solid var(--line); }
.prose th { font-size: 12px; letter-spacing: .1em; text-transform: uppercase; color: var(--muted); font-weight: 700; }
.formula { margin-top: 18px; padding: 18px 22px; border-radius: 16px; background: linear-gradient(135deg, #f4fafc, #e9f5f9); border: 1px solid rgba(0, 97, 135, .14); font-size: 16px; color: var(--ink); font-weight: 600; letter-spacing: -.005em; overflow-x: auto; }
.cards3 { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 18px; margin-top: 40px; }
.lcard { display: flex; flex-direction: column; gap: 8px; padding: 26px; border-radius: 20px; background: #fff; border: 1px solid var(--line); box-shadow: var(--shadow); text-decoration: none; color: inherit; transition: transform .25s var(--ease), box-shadow .25s; }
.lcard:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); }
.lcard .kicker { font-size: 11px; }
.lcard h3 { font-size: 19px; letter-spacing: -.02em; color: var(--ink); line-height: 1.25; }
.lcard p { font-size: 14.5px; color: var(--body); line-height: 1.55; }
.lcard .go { margin-top: auto; padding-top: 10px; font-size: 14px; font-weight: 600; color: var(--blue); }

/* ---------- footer (hub) ---------- */
.ftr-grid { display: grid; grid-template-columns: minmax(0, 1.25fr) repeat(3, minmax(0, 1fr)); gap: 40px; }
.ftr-grid h4 { margin: 0 0 14px; font-size: 12px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: rgba(255, 255, 255, .55); }
.ftr-grid ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 9px; }
.ftr-grid a { color: #fff; text-decoration: none; font-size: 14.5px; font-weight: 500; }
.ftr-grid a:hover { color: var(--teal-b); }
.ftr-grid p { margin-top: 14px; font-size: 14px; color: rgba(255, 255, 255, .72); line-height: 1.6; max-width: 26em; }
.ftr-addr { font-style: normal; font-size: 13.5px; line-height: 1.55; color: rgba(255, 255, 255, .72); }
.ftr-addr b { display: block; color: #fff; font-weight: 600; font-size: 14px; margin-bottom: 2px; }
.ftr-addr + .ftr-addr { margin-top: 12px; }
.ftr-contact { margin-top: 16px; display: grid; gap: 4px; font-size: 14px; }
.ftr-contact a { font-size: 14px; }

/* ---------- responsive ---------- */
@media (max-width: 1180px) {
    .logos { grid-template-columns: repeat(4, minmax(0, 1fr)); }
    .tiles { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .ftr-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .mini-uk { left: -8px; }
}
@media (max-width: 980px) {
    .hero-hub .hero-in { grid-template-columns: minmax(0, 1fr); }
    .hero-stack { max-width: 640px; }
    .nums { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .nums li:nth-child(3)::before { display: none; }
    .nums li:nth-child(n+3) { border-top: 1px solid var(--line); }
    .prods { grid-template-columns: minmax(0, 1fr); }
    .pcard-in-wide { grid-template-columns: minmax(0, 1fr); }
    .pcard-in-wide .pcard-vis { padding: 0 0 0 30px; }
    .plans { grid-template-columns: minmax(0, 1fr); max-width: 560px; margin: 0 auto; gap: 30px; }
    .plan-for { min-height: 0; }
    .also { grid-template-columns: minmax(0, 1fr); }
    .story { grid-template-columns: minmax(0, 1fr); gap: 28px; }
    .people { grid-template-columns: repeat(3, minmax(0, 1fr)); }
    .offices, .press, .cards3 { grid-template-columns: minmax(0, 1fr); }
    .logos-groups { grid-template-columns: minmax(0, 1fr); }
    .teaser { grid-template-columns: minmax(0, 1fr); }
}
@media (max-width: 760px) {
    .hero-hub .hero-in { padding-top: 26px; display: block; }
    .hero-hub .hero-copy, .hero-hub .hero-vis { display: block; }
    .hero-hub .hero-copy::before { display: none; }
    .hero-hub .eyebrow { display: inline-flex; }
    .hero-hub h1, .phead h1 { min-height: 0; }
    .hero-stack { margin-top: 34px; padding: 14px 0 76px; }
    .hero-stack .frame { transform: none; }
    .mini { padding: 9px 12px 9px 9px; gap: 9px; }
    .mini .mk { width: 32px; height: 32px; border-radius: 9px; font-size: 10.5px; }
    .mini b { font-size: 13px; } .mini small { font-size: 11px; }
    .mini-in { left: 10px; top: -4px; }
    /* phones: the UK and EQ cards leave the frame and stack under it (they overlapped each other and the dots) */
    .hero-stack { padding-bottom: 0; }
    .mini-uk, .mini-eq { position: relative; left: auto; right: auto; bottom: auto; margin-top: 10px; animation: none; }
    .hero-dots { margin-bottom: 4px; }
    .band { padding-top: 28px; }
    .nums li { padding: 18px 16px; }
    .logos { grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 8px; }
    .logos li { height: 64px; padding: 10px; border-radius: 12px; }
    .logos img { max-height: 36px; }
    .prods { margin-top: 32px; gap: 16px; }
    .pcard-in, .pcard-in-wide .pcard-in { padding: 24px 22px 22px; }
    .pcard-shot { margin: 0 22px; }
    .pcard-in-wide .pcard-vis { padding: 0 0 0 22px; }
    .pcard-cta .btn { flex: 1 1 auto; }
    .tiles { grid-template-columns: minmax(0, 1fr); margin-top: 32px; }
    .teaser { padding: 26px 22px; }
    .phead { padding: 48px 0 40px; }
    .phead h1 { font-size: 38px; }
    .plan { padding: 26px 22px 22px; }
    .plan-price b { font-size: 34px; }
    .strip { grid-template-columns: minmax(0, 1fr); padding: 22px; }
    .tl::before { left: 6px; }
    .tl li { grid-template-columns: minmax(0, 1fr); gap: 2px; padding-left: 30px; }
    .tl li::after { left: 1px; }
    .tl time { text-align: left; }
    .people, .people.lead-row { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px; }
    .people li { padding: 16px; }
    .people b { font-size: 16.5px; }
    .people.lead-row { grid-template-columns: minmax(0, 1fr); }
    .prose { font-size: 16px; }
    .ftr-grid { grid-template-columns: minmax(0, 1fr); gap: 30px; }
    .mbar { grid-template-columns: 1fr 1.4fr; }
}
@media (prefers-reduced-motion: reduce) {
    .mini { animation: none !important; }
    .hero-stack .frame { transform: none !important; }
}

/* ---------- learn: video cards ---------- */
.vids { margin-top: 40px; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 18px; }
.vid { display: grid; gap: 6px; align-content: start; text-decoration: none; color: inherit; }
.vid-th { position: relative; display: block; aspect-ratio: 16 / 9; border-radius: 16px; overflow: hidden; background: var(--ice2) center / cover no-repeat; border: 1px solid var(--line); box-shadow: var(--shadow); margin-bottom: 8px; transition: transform .3s var(--ease), box-shadow .3s; }
.vid:hover .vid-th { transform: translateY(-3px); box-shadow: var(--shadow-lg); }
.vid-th i { position: absolute; left: 50%; top: 50%; width: 54px; height: 54px; margin: -27px 0 0 -27px; border-radius: 50%; background: rgba(0, 43, 62, .78); box-shadow: 0 10px 24px -8px rgba(0, 0, 0, .5); }
.vid-th i::after { content: ""; position: absolute; left: 22px; top: 17px; border-left: 15px solid #fff; border-top: 10px solid transparent; border-bottom: 10px solid transparent; }
.vid small { font-size: 12px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--teal); }
.vid b { font-size: 16px; line-height: 1.35; font-weight: 600; color: var(--ink); }
.vid:hover b { color: var(--blue); }

/* ---------- what's new ---------- */
.rel { max-width: 860px; margin: 0 auto; display: grid; gap: 22px; }
.rel article { padding: 30px 32px; border-radius: 22px; background: #fff; border: 1px solid var(--line); box-shadow: var(--shadow); }
.rel header { display: flex; flex-wrap: wrap; align-items: center; gap: 10px 14px; }
.rel time { font-size: 13px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--blue); }
.rel h2 { width: 100%; margin-top: 4px; font-size: clamp(24px, 2.4vw, 30px); }
.rel ul { margin: 18px 0 0; padding-left: 20px; display: grid; gap: 9px; font-size: 15.5px; color: var(--body); line-height: 1.6; }
.rel li::marker { color: var(--teal); }
.rel li b { color: var(--ink); font-weight: 600; }
.rel .watch { display: inline-block; margin-top: 16px; font-size: 14px; font-weight: 600; }
.rel-older { max-width: 860px; margin: 26px auto 0; font-size: 15px; color: var(--body); }
.tag-p { font-size: 11px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: #00766f; background: #e0f5f3; padding: 4px 10px; border-radius: 999px; }
.tag-p.in { color: var(--blue); background: var(--ice2); }

/* ---------- legal ---------- */
.legal { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 18px; margin-top: 8px; }
.legal section { padding: 26px; border-radius: 20px; background: #fff; border: 1px solid var(--line); box-shadow: var(--shadow); }
.legal h3 { font-size: 19px; letter-spacing: -.02em; }
.legal ul { list-style: none; padding: 0; margin: 14px 0 0; display: grid; gap: 10px; }
.legal li a { font-weight: 600; text-decoration: none; }
.legal li a:hover { text-decoration: underline; }
.legal li small { display: block; color: var(--muted); font-size: 13px; }
.legal p { margin-top: 10px; font-size: 14.5px; color: var(--body); line-height: 1.6; }

@media (max-width: 980px) {
    .vids { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .legal { grid-template-columns: minmax(0, 1fr); }
}
@media (max-width: 760px) {
    .vids { grid-template-columns: minmax(0, 1fr); gap: 22px; margin-top: 28px; }
    .rel article { padding: 22px 20px; }
}

/* ---------- pay ---------- */
.qrs { margin-top: 40px; display: grid; grid-template-columns: repeat(2, minmax(0, 300px)); gap: 24px; }
.qr { margin: 0; padding: 16px; border-radius: 20px; background: #fff; border: 1px solid var(--line); box-shadow: var(--shadow); text-align: center; }
.qr img { width: 100%; height: auto; border-radius: 10px; }
.qr figcaption { margin-top: 10px; font-size: 13px; font-weight: 600; color: var(--muted); }
.accts { margin-top: 40px; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px; max-width: 980px; }
.acct { padding: 26px 28px; border-radius: 20px; background: #fff; border: 1px solid var(--line); box-shadow: var(--shadow); }
.acct h3 { font-size: 20px; letter-spacing: -.02em; }
.acct dl { margin: 16px 0 0; display: grid; gap: 0; }
.acct-row { display: grid; grid-template-columns: 140px minmax(0, 1fr); gap: 12px; align-items: center; padding: 10px 0; border-top: 1px solid var(--line2); }
.acct-row dt { font-size: 12.5px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--muted); }
.acct-row dd { margin: 0; display: flex; align-items: center; justify-content: space-between; gap: 10px; }
.mono { font-variant-numeric: tabular-nums; font-weight: 600; font-size: 16px; letter-spacing: .02em; color: var(--ink); }
.cp { flex: none; height: 30px; padding: 0 12px; border-radius: 999px; border: 1px solid rgba(0, 60, 85, .16); background: #fff; color: var(--blue); font-size: 12.5px; font-weight: 600; cursor: pointer; transition: border-color .2s, background-color .2s; }
.cp:hover { border-color: var(--blue); }
.cp.done { background: #e8f7f1; border-color: rgba(29, 158, 117, .4); color: #0b5e47; }
.pay-note { margin-top: 28px; max-width: 980px; padding: 16px 18px; border-radius: 14px; background: #fff; border: 1px solid var(--line); font-size: 15px; color: var(--body); line-height: 1.6; }
.plan-note a { font-weight: 600; }
@media (max-width: 760px) {
    .qrs { grid-template-columns: minmax(0, 1fr); max-width: 320px; }
    .accts { grid-template-columns: minmax(0, 1fr); }
    .acct { padding: 22px 20px; }
    .acct-row { grid-template-columns: 1fr; gap: 4px; }
}

/* ---------- hero: rotating India screens (slides 2–6 load once the page has settled: .ld) ---------- */
.hero-slides .shot { position: absolute; inset: 0; height: 100%; opacity: 0; transition: opacity .9s var(--ease); background-size: cover; background-position: 0 0; background-repeat: no-repeat; }
.hero-slides .shot.on { opacity: 1; }
.hs-1 { background-image: url(../images/home/r1.webp); }
.hero-slides.ld .hs-2 { background-image: url(../images/home/r2.webp); }
.hero-slides.ld .hs-3 { background-image: url(../images/home/r3.webp); }
.hero-slides.ld .hs-4 { background-image: url(../images/home/r4.webp); }
.hero-slides.ld .hs-5 { background-image: url(../images/home/r5.webp); }
.hero-slides.ld .hs-6 { background-image: url(../images/home/b5.webp); }
.hero-dots { display: flex; gap: 8px; justify-content: center; margin-top: 16px; }
.hero-dots button { width: 8px; height: 8px; padding: 0; border: 0; border-radius: 999px; background: rgba(0, 97, 135, .22); cursor: pointer; transition: width .35s var(--ease), background-color .35s; }
.hero-dots button.on { width: 22px; background: var(--teal); }
.mini-view { color: var(--muted); font-weight: 500; }
@media (max-width: 760px) { .mini-view { display: none; } }

/* ---------- Buy dialog (website checkout) ---------- */
.buy-dlg { width: 480px; }
.buy-dlg .dlg-card { max-height: calc(100vh - 32px); max-height: calc(100dvh - 32px); overflow-y: auto; }
.buy-panel { display: none; }
.buy-panel.on { display: block; }
.buy-sum { margin-top: 16px; padding: 14px 16px; border-radius: 14px; background: var(--ice); border: 1px solid var(--line2); display: grid; gap: 6px; font-size: 14px; color: var(--body); }
.buy-sum div { display: flex; justify-content: space-between; gap: 12px; }
.buy-sum b { color: var(--ink); font-weight: 600; }
.buy-sum .tot { border-top: 1px solid var(--line); padding-top: 8px; margin-top: 2px; font-size: 15.5px; }
.buy-sum .tot b { font-size: 17px; }
.buy-sum .offer { color: #0b5e57; font-weight: 600; font-size: 13px; }
.fld select { height: 46px; padding: 0 12px; border-radius: 12px; border: 1px solid rgba(0, 60, 85, .18); background: #fbfdfe; font: 500 15px Montserrat, sans-serif; color: var(--ink); width: 100%; }
.fld select:focus { outline: none; border-color: var(--teal); background: #fff; box-shadow: 0 0 0 4px rgba(0, 161, 152, .14); }
.fld small { font-weight: 500; color: var(--muted); }
.fld input.bad, .fld select.bad { border-color: #d64545; box-shadow: 0 0 0 4px rgba(214, 69, 69, .1); }
.buy-msg { display: none; font-size: 13.5px; font-weight: 600; line-height: 1.45; color: #9b2222; background: #fdf0f0; border: 1px solid rgba(214, 69, 69, .3); border-radius: 12px; padding: 10px 12px; }
.buy-msg.show { display: block; }
.buy-msg a { color: inherit; }
.buy-fine { font-size: 12px; color: var(--muted); text-align: center; }

/* ---------- privacy notice (the 2023 Termly text, its own styles scoped to .termly-doc) ---------- */
.termly-doc { max-width: 880px; margin: 0 auto; padding: 40px 44px; border-radius: var(--r); background: #fff;
    border: 1px solid var(--line); box-shadow: var(--shadow); overflow-wrap: anywhere; }
.termly-doc a { overflow-wrap: anywhere; }
.termly-back { max-width: 880px; margin: 22px auto 0; font-size: 15px; }
.termly-back a { color: var(--blue); font-weight: 600; text-decoration: none; }
.termly-back a:hover { text-decoration: underline; }
@media (max-width: 640px) { .termly-doc { padding: 24px 18px; border-radius: 16px; } }